The holiday season is the perfect time to reap the rewards of your Co-op Bank Visa credit card. Using the reward points you earned throughout the year, you can get gifts for people on your Christmas list without taking away from your holiday budget. 

Let’s recap how the Visa My Rewards program works. 

Earning Points and Miles

Whenever you use your Co-op Bank Visa Classic, Infinite or Signature Business credit card, you earn one (1) point/Mile for every US $1 spent. One point/Mile is equal to US$0.012. These points/Miles are available for use anytime and anywhere through your digital Miles Card. 

Redeeming Miles 

To begin redeeming Miles, download the My Rewards by Visa Loyalty app from the App Store or Google Play Store and create your account. Then you can Pay with Miles in-app at thousands of preferred merchants, such as Amazon, Best Buy, Macy’s and Walmart. Thanks to the digital Miles Card, you can also Pay with Miles at worldwide merchants online by simply inputting the digital card information. You can also add your Miles Card to your e-wallet for contactless transactions at physical stores.

When it comes to your Miles, the gift-giving possibilities are endless! How does a vacation sound?

Your Visa My Rewards membership includes access to Voyage, an online booking engine for flights, accommodation and rental cars with top tier travel benefits. Use your Miles on Voyage to book reservations that are 100% changeable. Other perks include instant compensation for baggage and flight delays and lost baggage. Added to this is coverage for medical emergencies, and purchase and personal device protection so you can travel with peace of mind. 

Unlike other reward programs that deduct the points when you redeem them, My Rewards offers upperMiles, where you earn extra miles by paying with your Miles. So, Pay with Miles this Christmas and get a head start on racking up the rewards for next year.

To learn more about Co-op Bank’s Visa credit cards, visit www.grenadaco-opbank.com today.